Commercial Property Owners Nationwide
Rising rates. Low cash flow. Rent control. Higher costs. Growing tax burden. When the math no longer works, you need experienced advisors who can help you regain control. Know your options: restructure, reposition, exchange, or exit.
Commercial property owners are facing rising costs, tighter lending, and declining cash flow. If any of these situations apply, the sooner you understand your options, the more control you may have.
Your loan is coming due, and today’s rates could significantly increase your payment. Reviewing your options early gives you more flexibility.
Vacancy, lower rents, and rising expenses have reduced your NOI—affecting both property value and refinancing options.
Rent restrictions may limit income growth while operating costs continue to rise. Your property may no longer produce the return it once did.
Property taxes, insurance, and other carrying costs can quickly erode cash flow—even when the property has appreciated.
If property income no longer covers the mortgage, waiting can reduce your options. Acting early may create more room to negotiate.
A lower appraisal or insufficient DSCR may make traditional refinancing difficult. You may need new capital, a different loan structure, or another strategy.
We evaluate your property, debt, and timeline—then build a clear strategy to refinance, restructure, reposition, or exit.
State Spotlight
Rent restrictions, rising operating costs, insurance pressure, and property-tax reassessment can reduce cash flow—even when a property has appreciated significantly.
The challenge: Refinancing the existing $3.2 million loan at today’s higher rate increases annual debt service to approximately $256,800—leaving less than $8,000 in annual cash flow before reserves and unexpected expenses. The property has value and equity, but it is producing very little current return.
Does the return still justify the equity, risk, and management burden?
Rent regulations may limit how quickly income can increase while expenses continue to rise. In some markets, owners cannot raise rents fast enough to offset higher costs.
When a property changes ownership, taxes may reset closer to market value. That increases the buyer’s expenses, lowers projected cash flow, and can reduce what they are willing to pay.
Higher premiums and reduced availability are creating additional pressure for many California property owners, particularly in higher-risk areas.
Enter your property type and annual NOI to estimate a preliminary value range. Add your current loan balance to estimate potential gross equity.
Get a preliminary estimate using your annual NOI and broad property-type cap-rate assumptions.
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Annual property income after operating expenses, but before mortgage payments, depreciation, and income taxes. An estimate is fine.
When property income no longer covers the debt, acting early can preserve more options. We help owners communicate with lenders, evaluate restructuring, and create a controlled path forward.
We communicate directly with your lender and pursue options such as forbearance, modification, or loan restructuring.
When the property cannot support the debt, we coordinate lender-approved solutions designed to reduce exposure and protect your position.
We compare restructuring, recapitalization, sale, and deed-in-lieu options before the lender controls the timeline.
The earlier you act, the more options you may have.
Get Confidential Help NowPrefer to speak directly? Call (619) 948-3112.
A property can appreciate significantly and still produce low cash flow, require too much work, or expose you to unnecessary risk. We help you compare the benefits of holding it with the alternatives available to you.
Understand what your equity is earning today.
Evaluate whether holding, repositioning, refinancing, or selling creates the strongest outcome.
Estimate the potential tax impact of selling and coordinate with your tax advisors.
Explore options to defer taxes and reinvest into property better aligned with your goals.
Every situation is different. Share what you know, and we'll help you understand your options—without pressure or obligation.
Annual property income after operating expenses, but before mortgage payments, depreciation, and income taxes. An estimate is fine.
Your information will be used to respond to your request and will be handled confidentially.
Capital Connect is led by Stephanie Gilezan, CEO and Real Estate Broker of Gilezan Global, with more than 28 years of experience and over $3 billion in closed transaction volume. Her experience includes commercial real estate brokerage, development, capital strategy, and M&A advisory across the United States and international markets.
Initial Property Reviews Coordinated By
Jeff Kim
Strategic Real Estate Advisor | Portfolio Specialist
Jessica Appley
Strategic Real Estate Advisor | Transaction Execution
Jeff and Jessica serve as the initial contacts for confidential property reviews and coordinate each inquiry with the broader Capital Connect and Gilezan Global advisory team.
Property & Capital Solutions
Capital Raise · Property Valuation · 1031 Exchange · M&A Advisory
Loan & Distress Solutions
Loan Workouts · Debt Restructuring · Short Sales · Foreclosure Prevention
Contact the Capital Connect Advisory Team
LREP@gilezanteam.com|(619) 948-3112
Brokered by eXp Realty and eXp Commercial.